Game Planning

Once you’ve decided to play the miles game, all you really have to do to get started on your journey is to take that all important first step. Dont freak out…I’ve got you covered… But where to begin? The array of Credit card choices out there (fortunately) can be overwhelming. Well I’d like to think […]

Continue Reading

Blue Print

So let’s say you were persuaded by my argument. Let’s say you’re a Mustachian who wants to spread his/her wings and play the miles game. It can all be a bit overwhelming, I think. So many moving parts. So antithetical to conventional wisdom. So hard to take that first step. My way of dealing with […]

Continue Reading

Repeat after me….

Logically if you are young investor you should root for bear markets. There are a number of reasons for wealth accumulators to be happy when stock prices are spiraling downwards. These include: When stock prices are cheap you can buy more company for the same amount of money.(This is the “stocks on sale” idea.) In […]

Continue Reading

A Most Mustachian Endeavor

It would not be overly dramatic to say that when I first read Mr. Money Mustache’s “shockingly simple” blog post, it was as if I had been hit by a bolt of lightning. The simplicity of the math. The fundamental soundness of the assumptions. And the far-reaching implications of its conclusions were all immediately gripping, […]

Continue Reading

Welcome Mustachians!

Thanks for dropping by. You have come to a site dedicated simply to travel hacking, and investing your way to happiness, (AKA early retirement.) If the concept of travel hacking is new to you, then this page is a good one to start on. And make sure to check in tomorrow when I will share […]

Continue Reading

A Room Without a Roof-ah

If you had told the 21-year-old Miles Dividend M.D.,that one day he would write a personal finance blog, he would’ve looked at you like you were f-ing crazy. You see, I am not naturally attracted to this ideal of “self help”. My fundamental assumption has always been that we are what we are, and that […]

Continue Reading

Saddling Up (Again)

The miles game marches on . It’s almost biblical, really. (To every season churn churn churn.) Personally, I’m getting ready for another round of credit card churning. The experiment with getting one or two cards every month didn’t last long, (about 30 days to be precise.)  The main reason is that the rate limiting step […]

Continue Reading

I suck at market timing

I recently copped to a breakdown. I decided not to continue to be a passive index fund investor merely rebalancing my slice and dice portfolio once per year.(Because smart money is so overrated.) Instead I decided to jump off a cliff and go all in dual momentum. My reasons were varied. It really was a […]

Continue Reading

Forest For The Trees

We should invest. We really should. Compounding interest is called the eighth wonder of the world because of it’s tremendous and stealth power. A sum growing at 7% a year will double every 10 years. This means that the exponential growth of our savings into significant wealth is possible within the scale of our lifetimes. […]

Continue Reading

Credit Cards, Gift Cards, Money Orders, Manufactured Spending, And The Walmartization Of America

If you’ve read more than a post or two on this site, there’s one thing that you probably know about me.I am not a Walmart fan.Before taking up the miles game, I had never actually been in a Walmart.But since then I’ve become well acquainted with it. In fact in many ways I now consider […]

Continue Reading
Visit Us On TwitterVisit Us On FacebookVisit Us On Google Plus