Flowing Information

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This post is really a reflection of the evolving nature of the Miles Game.

This flowchart to has become woefully obsolete.  (What with the death of Vanilla Reloads and the inability to load Vanilla Visa products onto your Serve/Bluebird accounts at Walmart.)

So below you will find a more current flowchart.  (Though I sadly recognize that this will likely become obsolete in 6 months too.)

But before you run through this brand spanking new Algo, some news in the miles game.

There is a great new Chase Ink offer if you apply in Bank.  Go for it!  (Trust me you have a business.)

And Here’s a nice limited time Hotel Card offer.

Onto the roadmap…

This is a pictorial representation of my current manufactured spend approach.  Enjoy.

photo (8)



*  Amazon Payments How To

** All about the Isis Serve 

***  Paypal Business Debit instructional


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12 Responses to “Flowing Information”

  1. Monica July 28, 2014 at 6:11 pm #

    This is absolutely brilliant. Thank you for sharing and creating this!! The attitude prevalent at some of the forums was getting tiring and silly. Again, thanks for a well written, helpful and thoughtful blog.

    • Miles Dividend M.D. July 28, 2014 at 6:41 pm #


      Thanks for checking the site out.

      Please let me know if any questions come up.


  2. Monica July 29, 2014 at 6:49 pm #

    So, I hear rite aid has gone cash only. Is there a work around for this? Or did I miss something ? Thank you for inviting questions. You have given me the courage to speak :))).

  3. Miles Dividend M.D. July 30, 2014 at 9:02 am #


    At least in Portland, I can confirm that RiteAid still allows purchase of moneypaks with credit card. (I purchased 2 last night to confirm that there has been no recent change to this policy.)

    As to the work around, it would be to purchase non vanilla visa products and load them onto your serve at walmart as debit cards.


    • Monica July 30, 2014 at 11:22 am #

      Thanks again Alexi. I am hoping to figure out a strategy which does not involve Walmart or Target etc as loading centers. Much prefer to do it online.
      Also, if I setup a recurring credit card load payment with Serve, what would happen once it hits $1000 limit? Does it go into error and need to be reset the next month?

      • Miles Dividend M.D. July 30, 2014 at 3:05 pm #


        Once it hits the limit it just keeps on trying (and failing) to load your card until the next month starts. No need to reset.


  4. VL July 31, 2014 at 4:53 pm #

    Ack, well my first Moneypak purchasing experience did not go well. I went to 3 separate CVS/Walgreens in the Phoenix area and all 3 times I was told Moneypak would be cash only :(. Was disappointing but not the end of the world. There were a ton of Visa cards there though. Do you know offhand if any one of them in particular has worked consistently with loading at Walmart (I have heard mixed things about type of card, presence/absence of a pin, etc.)

    I’m not sure if the cash only specification goes for the paypal mycash cards but I will likely find out soon.

    As always, thanks for the tips Alexi.

    • Miles Dividend M.D. August 1, 2014 at 8:45 pm #


      I have not used the Walmart approach for a few months now. So take what I say with a grain of salt. But my understanding is that all Visa gift cards aside from vanilla brand Visa gift cards can be used to load onto your serve/bluebird out Walmart.

      For some cards you set your pin with first use, for others you must call a number on the back of the card to set your plan prior to going to Walmart.

      Good luck, and stick with it!


  5. PilotsWife August 2, 2014 at 6:44 pm #

    Does the Isis Serve only work with iPhones on AT&T? I have T-Mobile & it doesn’t look like they support the Isis Serve. Do you know if that’s correct? Thanks!

    • Miles Dividend M.D. August 2, 2014 at 7:16 pm #

      Pilots wife,

      It appears that they do.



      • PilotsWife August 3, 2014 at 8:36 pm #

        It looks like they don’t support the iPhone with the Isis Serve. Only Android & I don’t really want to buy a new phone just for MS. Oh well. I guess I’ll try the flowsheet option for non-smartphone users.

        • Miles Dividend M.D. August 3, 2014 at 9:08 pm #

          Thats too bad, but its really not the end of the world. $7000/month on the serve card is plenty good.

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