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Stupid Human Tricks

I’ve tried to be pretty Orthodox in my investment writing here, to date. I think that most of what I write about investing could be successfully boiled down to a pretty boring list of 10 plain vanilla commandments. Save more of your own money and invest it. Invest your money in low cost passively managed […]

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Systemic Conflict

I’m in the middle of a terrific book by Daniel Kahneman entitled Thinking Fast And Slow. This book was given to me by my good friend Keiki, and for good reason.  It’s changing the way I think about consciousness. It also provides hard evidence for something that I’ve suspected for a long time. Namely that my […]

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Harvesting Value

One of the best things about not having advertising on my blog, is that I feel completely comfortable making recommendations. There’s no money being made here. There’s no conflict of interest. And while my opinion may be flawed, it is certainly not corrupt. It’s no secret that I think that Betterment is an excellent investment […]

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Fevered Rantings

Forgive me, This will be a bits and pieces post. There will be no philosophical nuggets, or new miles game angles. I’m wrapping up (I hope) four days of a nasty little enterovirus infection which of late has limited my diet to white rice and saltines, and my weekend activity to febrile napping and visiting […]

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Your Fears Are Naked

It’s easy to imagine that reading this blog, a reader might become confused. Since I spend so much bandwidth writing about money, and how to save it, and how to avoid paying taxes on it, and how to spend it wisely, the natural tendency might be to assume that I am inherently inclined to be […]

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Page Turner

The main tension in my pursuit of early retirement is quite simple (and enviable I’ll concede.) I love my job. And it’s not just that I like what I do during the day. (I get a kick out of shooting the breeze with my patients and getting to know them and finding out what’s troubling […]

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The Ultimate Indulgence

Within the early retirement ethos, the act of spending money on an incidental item can take on an almost religious significance. After all the central lesson of the new frugality as I perceive it is this: spending money is spending freedom. So each dollar frittered away represents an hour or an afternoon or a day […]

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Measuring Stick

One of the reasons that economics is so interesting is that it really gets at what makes us tick as human beings.As far as I can tell, this science is the study of human incentive. Now I am not saying that human beings are motivated only by money . We are motivated by sex, and […]

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Brush with Greatness

Last Thursday I had a tremendous opportunity. Mr. Money Mustache himself was on his West Coast swing, and had planned a get together with a couple of other blogs and blog groupies (guilty as charged) at a local park in Portland. And I just couldn’t resist the urge to go. You see it is not […]

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There is no Monster Under Your Bed

One of the most interesting aspects of fear is that it is often completely irrational. Which is not to say that fear is unnecessary, or even not useful. It’s just that it seems to reside in the deeper less evolved parts of our brains. It’s a more animal, and a less analytical response to the […]

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