Archive | October, 2014

The Chosen One

Before I ever cared about early retirement, before I ever churned my first credit card, before I had ever gone to medical school, or college, or high school, hell, before I even liked girls, before any of this, I loved baseball and the San Francisco Giants. I dressed up in homemade Giants uniforms, sweat pants […]

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Execution

The miles game really is a very simple series of  steps. No more skills are required to get this outsized value than the ability to do a little bit of Internet research, a smattering of computer data entry, and a touch of organization. In my last post in this series we discussed planning for your first […]

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Deep Risk

I’m reading a fascinating book lately that has me thinking a lot about risk. (There will be a more in-depth discussion of said book at a later date.) Risk is such a fascinating and tricky concept. One problem with risk, is that by its very definition it is unpredictable. What we usually try to do […]

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Game Planning

Once you’ve decided to play the miles game, all you really have to do to get started on your journey is to take that all important first step. Dont freak out…I’ve got you covered… But where to begin? The array of Credit card choices out there (fortunately) can be overwhelming. Well I’d like to think […]

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Blue Print

So let’s say you were persuaded by my argument. Let’s say you’re a Mustachian who wants to spread his/her wings and play the miles game. It can all be a bit overwhelming, I think. So many moving parts. So antithetical to conventional wisdom. So hard to take that first step. My way of dealing with […]

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Repeat after me….

Logically if you are young investor you should root for bear markets. There are a number of reasons for wealth accumulators to be happy when stock prices are spiraling downwards. These include: When stock prices are cheap you can buy more company for the same amount of money.(This is the “stocks on sale” idea.) In […]

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A Most Mustachian Endeavor

It would not be overly dramatic to say that when I first read Mr. Money Mustache’s “shockingly simple” blog post, it was as if I had been hit by a bolt of lightning. The simplicity of the math. The fundamental soundness of the assumptions. And the far-reaching implications of its conclusions were all immediately gripping, […]

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Welcome Mustachians!

Thanks for dropping by. You have come to a site dedicated simply to travel hacking, and investing your way to happiness, (AKA early retirement.) If the concept of travel hacking is new to you, then this page is a good one to start on. And make sure to check in tomorrow when I will share […]

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A Room Without a Roof-ah

If you had told the 21-year-old Miles Dividend M.D.,that one day he would write a personal finance blog, he would’ve looked at you like you were f-ing crazy. You see, I am not naturally attracted to this ideal of “self help”. My fundamental assumption has always been that we are what we are, and that […]

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Saddling Up (Again)

The miles game marches on . It’s almost biblical, really. (To every season churn churn churn.) Personally, I’m getting ready for another round of credit card churning. The experiment with getting one or two cards every month didn’t last long, (about 30 days to be precise.)  The main reason is that the rate limiting step […]

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